5 Reasons You Should Conduct a Background Check on Yourself

The Internet has revolutionized the way we live our lives. The free flow of information has led to advancements in technology, social issues, and has even changed the way we interact with government and politicians. On the darker side, however, this free flow of information also includes personal information.

It is very important that you conduct a background check on yourself as regularly as you would a credit report check. Misinformation can damage your quality of life. The following five reasons will show you just how important a personal background check is to your well-being.

  1. Know what medical information is out there about yourself.

    While medical information is supposed to be protected under specific laws, many data mining companies have found a way to get around these laws and post your information. One database posts your prescription history since they state that it is a retail transaction, and they do not state why the prescription was issued. This information can affect your ability to get insurance.

  2. Understanding your tenant and utility history.

    There are records out there that document where you lived, what you paid for rent, and if there was ever any issues concerning your rental experience. Utility companies also post records of usage and payment history. Both of these records can affect the deposits you pay for rent or utilities.

  3. Credit reports.

    With identity theft now ranked as the number one white collar crime, it is imperative to continually review your credit report for mistakes and illegal activity. Bad information can adversely affect your credit score, making it impossible to open new lines of credit.

  4. Employment History and Social Security.

    There are separate databases available to the public which tracks your employment history and if you have filed any type of disability claim to Social Security. Without properly monitoring this information, you risk problems with your current or future employers.

  5. Know what the government knows.

    The government tracks you in many different ways. It is important to know what they are documenting so that you can verify that the information is correct. With over seven billion people in the world, it is easy to imagine that records could get mixed.